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Don't get caught out, your medics should have malpractice insurance
There are four misconceptions out there that paid on-set medical response staff do not need their own malpractice insurance.
Taylor & Swift, Lawyers who specialise in medical negligence claims in Australia have advised that "medical staff in Australia are required by law to have Professional Indemnity Insurance*" (medical malpractice insurance). Here are four common misconceptions:
Misconception One: Medical staff only need public liability insurance.
Fact: Public Liability does not cover medical malpractice. Industry specific professional indemnity insurance policies are designed and required for that purpose.
Misconception Two: Your corporate/association policy will cover your medical responders.
Fact: That is not completely correct, corporate policies normally have broad approach and do not cover specific medical malpractice incidents. This is made even more complex if the on-site medic is self-employed. Even as an employee, the hourly rate you pay for your medic should include them being covered by their own medical malpractice policy, as it helps ensure that there is adequate and appropriate cover for all aspects of the medical and emergency response.
Misconception Three: If a medic does nothing wrong they don’t need malpractice insurance.
Fact: Even if your emergency team do everything right, it does not stop them from being sued. Even if they are found not liable, there is likely substantial costs in defending any claim, even one based on unfounded allegations. In an employer group policy, there may not be sufficient cover for both your organisation and the individual medic to receive the best legal advice and representation.
Misconception Four: Paid medical staff are covered by the “Good Samaritan” legislation
Fact: This is not the case if the person is receiving remuneration for said medical service. This legislation was put in place to protect everyday Mum’s & Dad’s, even medical practitioners, when they provide first aid “without an expectation of being paid”. For example, passing an accident scene and rendering assistance. A paid on-set nurse, paramedic or medic on-set does receive remuneration to provide said service.
With the above in mind, SaveLife as well as having workers compensation and public liability insurances, has in place a $10 million dollar professional indemnity malpractice policy to cover our medical services.
* https://www.taylorandscott.com.au/compensation-lawyers/medical-negligence/5-common-questions-medical-negligence-claims-australia/
Since 2019, the business landscape has undergone significant transformations in the wake of the global COVID-19 pandemic. As we step into 2024, companies worldwide continue to grapple with the evolving challenges and opportunities presented by the ongoing pandemic. In 2023, COVID-19 produced a new strain called JN.1: Question is do we need to panic? The short answer is NO. The World Health Organisation (WHO) has labelled JN.1 as a “variant of interest" (VOI), a designation given to certain variants of a virus, such as the SARS-CoV-2 virus that causes COVID-19. VOI’s are closely monitored due to specific characteristics that may have implications for public health efforts. The criteria for designating a variant as a VOI may vary by health organizations. Generally, a variant of interest may exhibit one or more of the following features: Increased Transmission: The variant may show evidence of increased transmissibility, meaning it spreads more easily from person to person. Impact on Diagnostics, Treatments, or Vaccines: There may be concerns that the variant could impact the effectiveness of diagnostic tests, treatments, or vaccines. Potential for Increased Severity: The variant might be associated with more severe disease outcomes. Increased Resistance to Immunity: There could be indications that the variant is less susceptible to immunity generated through previous infection or vaccination. It's important to note that the designation of a variant as a "variant of interest" does not necessarily mean that it poses a significant threat . It is a classification used by health authorities to draw attention to certain variants that warrant closer monitoring and further investigation. If a variant demonstrates increased risk and becomes more concerning, it may be reclassified as a "variant of concern." Public health agencies, such as the WHO and national health organizations, regularly assess and classify variants based on these criteria to inform public health measures and strategies. Monitoring and understanding the characteristics of variants are crucial components of the ongoing efforts to control and manage the spread of infectious diseases. The U.S. Centres for Disease Control and Prevention (CDC) at the time provided an update on the JN.1 subvariant. According to the CDC, there is currently no evidence suggesting that JN.1 poses an elevated risk to public health compared to other variants currently in circulation. Moreover, the CDC reassured that individuals who receive an updated vaccine shot can continue to be effectively protected against this specific variant. So what do we need to do? Continue to implement robust health protocols, including regular sanitization, social distancing measures, and if appropriate vaccination policies. Also monitor public health messaging and adjust accordingly, ensuring that you prioritise the safety of employees and customers not only protects public health but also builds trust in the brand. As businesses chart their course in 2024, the lessons learned from the COVID-19 pandemic should continue to shape your strategies and priorities. Fostering resilience, prioritising employee well-being, and maintaining a customer-centric focus are key pillars for success in the post-COVID era. By staying agile and innovative, businesses can not only weather uncertainties but also thrive in a rapidly evolving business landscape.
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Since 2019, the business landscape has undergone significant transformations in the wake of the global COVID-19 pandemic. As we step into 2024, companies worldwide continue to grapple with the evolving challenges and opportunities presented by the ongoing pandemic. In 2023, COVID-19 produced a new strain called JN.1: Question is do we need to panic? The short answer is NO. The World Health Organisation (WHO) has labelled JN.1 as a “variant of interest" (VOI), a designation given to certain variants of a virus, such as the SARS-CoV-2 virus that causes COVID-19. VOI’s are closely monitored due to specific characteristics that may have implications for public health efforts. The criteria for designating a variant as a VOI may vary by health organizations. Generally, a variant of interest may exhibit one or more of the following features: Increased Transmission: The variant may show evidence of increased transmissibility, meaning it spreads more easily from person to person. Impact on Diagnostics, Treatments, or Vaccines: There may be concerns that the variant could impact the effectiveness of diagnostic tests, treatments, or vaccines. Potential for Increased Severity: The variant might be associated with more severe disease outcomes. Increased Resistance to Immunity: There could be indications that the variant is less susceptible to immunity generated through previous infection or vaccination. It's important to note that the designation of a variant as a "variant of interest" does not necessarily mean that it poses a significant threat . It is a classification used by health authorities to draw attention to certain variants that warrant closer monitoring and further investigation. If a variant demonstrates increased risk and becomes more concerning, it may be reclassified as a "variant of concern." Public health agencies, such as the WHO and national health organizations, regularly assess and classify variants based on these criteria to inform public health measures and strategies. Monitoring and understanding the characteristics of variants are crucial components of the ongoing efforts to control and manage the spread of infectious diseases. The U.S. Centres for Disease Control and Prevention (CDC) at the time provided an update on the JN.1 subvariant. According to the CDC, there is currently no evidence suggesting that JN.1 poses an elevated risk to public health compared to other variants currently in circulation. Moreover, the CDC reassured that individuals who receive an updated vaccine shot can continue to be effectively protected against this specific variant. So what do we need to do? Continue to implement robust health protocols, including regular sanitization, social distancing measures, and if appropriate vaccination policies. Also monitor public health messaging and adjust accordingly, ensuring that you prioritise the safety of employees and customers not only protects public health but also builds trust in the brand. As businesses chart their course in 2024, the lessons learned from the COVID-19 pandemic should continue to shape your strategies and priorities. Fostering resilience, prioritising employee well-being, and maintaining a customer-centric focus are key pillars for success in the post-COVID era. By staying agile and innovative, businesses can not only weather uncertainties but also thrive in a rapidly evolving business landscape.
There is a reason why events have Safety Supervisors on site, and not Risk Supervisors. In any situation, ensuring a safe and secure work environment is of paramount importance. To achieve this, companies often have dedicated professionals responsible for managing risks and promoting safety. These professionals are known as risk supervisors and safety supervisors. In this blog, we will explore the key differences between these two roles and help you determine which one your event may need. What is a Safety Supervisor? A safety supervisor, also referred to as a safety officer or safety coordinator, is responsible for promoting and maintaining a safe working environment for employees. Their primary objective is to prevent accidents, injuries, and occupational hazards by implementing safety protocols, conducting inspections, and providing safety training to employees. Safety supervisors monitor compliance with safety regulations, investigate incidents, and develop strategies to minimize workplace risks. They possess strong communication and organizational skills. What is a Risk Supervisor? A risk supervisor, also known as a risk manager or risk assessor, plays a crucial role in identifying, assessing, and mitigating potential risks that can impact an organization's operations, assets, or reputation. Their primary focus is on analyzing the probability and potential impact of risks, developing risk management strategies, and implementing risk control measures. Risk supervisors work closely with various stakeholders to ensure risks are identified and addressed effectively. They typically possess strong analytical and problem-solving skills. How do you get both without breaking the budget? At SaveLife, during pre-production or event planning stage we focus on Risk Management, primarily focusing on identifying and managing risks that can impact the organization, including financial, legal, and reputational risks. Analysing risks at a broader level, considering the overall impact on the client’s objectives and strategies. It is during the pre-production stage our risk supervisors apply their strong analytical, problem-solving, and strategic thinking abilities. Applying risk assessment methodologies and knowledge of various risk management frameworks. Once the event or production is underway, our experts become Safety Supervisors, concentrating on ensuring the physical safety and well-being of employees within the workplace. Safety supervisors, focus on specific workplace safety measures and compliance with regulations. Calling on their excellent communication, training, and inspection skills, along with a deep understanding of occupational health and safety regulations. Conclusion In conclusion, both risk supervisors and safety supervisors play vital roles in maintaining a safe and secure work environment. It is key that the person you engage has the skills and experience to understand the differences between these roles and how to move between each function smoothly. Doing so will ensure the well-being of your employees and the overall success of your event or production.